Investment portfolios that grow with you
Selma builds and manages a personalised strategy for you – based on your life, goals and values. Choose the investment portfolio that fits best, and we'll handle the rest.
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Selma's investment portfolios
Classic portfolio
Smart, global, and built for long-term growth. A widely diversified ETF portfolio that invests across all major global markets and asset classes. This is Selma's original portfolio – focused on balanced long-term growth.
Good to know
Things to keep in mind about Selma's classic portfolio
Globally diversified
Designed using global market capitalisation
Personalised risk level
The risk level and strategy is based on your personal investor profile
Long-term growth
Built for growing your wealth over time
Sustainable portfolio
Learn moreGrow your wealth while supporting ESG values. This portfolio invests in global markets using ETFs that follow strict sustainability criteria. It’s built to help you reach your goals while investing responsibly.
Good to know
Things to keep in mind about the sustainable portfolio
Sustainable based on ESG
ESG stands for Environmental, Social and Governance criteria
Globally diversified
Same diversified strategy as the classic portfolio.
Puts your values first
Ideal for value-driven long-term investors
Income portfolio
Designed to generate regular income. This portfolio invests in ETFs that pay high dividends and interest across global markets. Instead of reinvesting, the income is paid out. You can then withdraw the cash and use the portfolio as a passive income stream.
Good to know
Things to keep in mind about the income portfolio
Current needs over growth
Good option if you want to use your wealth now
Good for pensioners
Ideal for pensioners or anyone wanting to build a passive income stream
Tax dividends correctly
You pay income tax on dividends in Switzerland
Preferences
Swiss bias: Increase the Swiss share in your portfolio
You can apply a Swiss market bias to the Classic or Income portfolio. This increases the share of Swiss stocks up to 50% of the equity portion.
Good to know
Things to keep in mind about the Swiss bias preference
Reduces global diversification
This will slightly increase the risk of your strategy
Useful if you prefer investments in CHF
Saves costs if you often withdraw and use your gains in CHF.
Often chosen after withdrawing 2nd and 3rd pillar funds
The money in your pension fund is heavily invested in Switzerland.
How it works
One, two, and go...
Chat with Selma
Get your personalised strategy.
Get ready
Open your investment account at Selma.
Edit portfolio
Review and adjust the recommendation.
Confirm portfolio
Start investing according to your preferences.
Not sure what to choose?
Selma AI can help you figure out if you should choose certain customisations, but overall, it heavily depends on you and your preferences. Selma's financial experts are always happy to help you – simply reach out via chat or email.
Questions you may have
This feature is only available for investment accounts. Your pillar 3a at Selma is on a separate account with another partner bank (VZ Vermögenszentrum). For your pillar 3a you can freely choose between six different strategies.
Is there a difference between performances?
Does Selma manage all portfolios?
Is there a difference in product costs for the portfolios?