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Dividend income portfolio

Selma's income portfolio helps you receive regular payouts – instead of only waiting for your money to grow. Perfect if you're entering retirement, reducing work, or earning income from your existing investments.

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    What's inside this portfolio

    This portfolio invests in ETFs that pay out dividends and interest regularly. It’s globally diversified – across stocks, bonds, and real estate – with a focus on steady income.

Your portfolio includes:

The portfolio includes various asset classes to diversify your investments.

  • Stocks

    Shares of companies across markets around the world that pay high dividends

  • Bonds

    Government or company bonds that focus on interest payments

  • Real estate

    Investments in real-estate across markets

  • Precious metals

    Gold and silver which helps you weather market fluctuations

How it works

You don't need to sell anything to get money out.

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    Get your portfolio

    Open an account and select the income portfolio

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    Start investing

    Dividends and interest land in your Selma account

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    Pay yourself

    You can withdraw the income at any time

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    Otherwise...

    If you leave it sitting there, Selma reinvests it for you – ensuring your money keeps working for you

Who is this portfolio for?

This portfolio is tailored for you if you want to get something out of your investments now – not just later.

  • You’re thinking about retirement

    You want your savings to support your lifestyle in retirement — with regular income, not just long-term growth.

  • You prefer regular income

    You’d like to receive monthly or quarterly payouts from your investments — without having to sell parts of your portfolio.

  • You want to use your money now

    You’ve done the saving — now it’s time for your money to give something back. This portfolio turns wealth into income, without locking it away.

  • You still want your portfolio managed by experts

    You still want professional management — with a portfolio that stays globally diversified and aligned with your goals.

  • Good to know

    This portfolio is less suitable if you aim for maximum capital growth and don't plan to withdraw funds for many years.

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    Strategy & risk management

    Selma uses your full financial picture to build a personalised version of the Income portfolio. It’s adjusted based on your risk level and rebalanced when needed.

Key principles

Selma’s portfolio all work based on the same principles.

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    Tailored risk level

    Tailored risk level based on your investor profile

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    Well diversified

    Diversified across sectors, countries and asset types

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    Fully automated

    Regular monitoring and adjustments – without manual adjustments

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    Built to last

    Built with inflation and longevity in mind