Retired? Keep your money working
Turn your pension payout into a smart, long-term plan. You stay invested in a way that fits your life – with a personal strategy, expert monitoring, and low fees.
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Co-created with Swiss pensioners
Selma’s retirement mode was built together with people just like you. It reflects the real needs and concerns of life after retirement – from stability and flexibility to smart withdrawals and low fees.
What you get with Selma’s retirement solution
A portfolio built for your retirement life
Selma creates a portfolio tailored to your finances, goals, and comfort with risk. It focuses on stability, Swiss assets, and – if you choose – regular income from dividends. Whether you want steady payouts or long-term peace of mind, your portfolio fits your life after work, down to the details.
Automated wealth management
Selma monitors your portfolio, rebalances it, and reinvests earnings—automatically. As your needs change, your investments gradually shift from growth to stability and income. No effort needed on your end.
Talk to an expert, one-on-one
Book your callIn a complimentary advisory session, we'll review your situation, explore what-if scenarios, and build a clear, customised plan for your pension payout.
Everything you need, in one app
Download the mobile appSelma’s app brings your retirement finances together in one place. Have a clear overview of your investments, get personal insights and AI-powered tips exactly when you need them.
Start with your free plan
Sign up and build your retirement plan with expert guidance – all in one place.
Why pensioners choose Selma
Retirement comes with new questions. Selma gives you clarity, safety and support – exactly when you need it.
You're done doing guessing
You want to make smart decisions with your pension payout – but without becoming a financial expert. Selma builds a plan that makes sense, from day one.
You want to protect what you built
Your money should grow, but carefully. Selma invests in a way that avoids big risks and focuses on long-term stability.
You want to understand what's going on
Selma keeps things simple. You see exactly how your money is doing – and you always know what’s happening.
You want someone you can reach.
When questions come up, real people are there to help. No call centres, no sales talk – just honest answers.
You want Swiss professionals
Selma is built in Switzerland, regulated by FINMA, and built for pensioners here. Your money is managed professionally, with full transparency and high safety standards.
How it works in the app
Getting started is easy
Open an investment account
Download the app and start by opening an account.
Activate Pension mode
Start the setup with just a few taps – it only takes a minute.
Answer a few short questions
Selma checks in on your retirement situation and goals.
Your plan gets updated
Your portfolio is adjusted automatically to fit your new needs.
Selma’s solution compared to others
Selma
Bank
Robo-advisor
Questions you may have
Selma Finance AG is licensed as an independent portfolio manager and is directly subject to the Swiss Financial Market Supervisory Authority FINMA.
Are there any fees on withdrawals?
How is my money kept safe?
How much does Selma cost?
Can’t find the answer you’re looking for? Visit Selma's FAQs or reach out to our team of experts via live chat.