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Pay less as you grow

All your investments managed for a monthly payment. There are three different rates, 0.68%, 0.55% or 0.47%, depending to the amount of investment.

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Yearly fee

CHF
CHF

Yearly fee

Total amount including deposits and earnings

  • 0.68%

    Under 50'000 CHF

  • 0.55%

    50'000 – 150'000 CHF

  • 0.47%

    Over 150'000 CHF

Start investing with a minimum of 2'000 CHF and/or get the pillar 3a investments set up with a minimum of 500 CHF.


All investing comes with costs

The Selma crew is making sure to keep the costs low at all times.

  • Product costs

    Avg. 0.22% per year

    The price of the products that Selma picks for you.

    ~0 CHF/month

    for a 0 CHF investment

  • Stamp duty

    0.075 – 0.15% per transaction

    The stamp duty is a Swiss tax that is paid whenever you are buying and selling investments.

  • Currency exchange rate

    Avg. 0.25% per transaction

    Buying and selling investments in other currencies always comes with a cost, just like when you exchange money when you’re abroad.

What’s included in the Selma fee?

Selma

All trading and bank costs
Secure bank accounts
Add or take out money at any time
Swiss tax statement
Custom investment plan
Recommended pillar 3a plan
Pillar 3a payment confirmation
24/7 monitoring
Answer to your financial life changes
Under and overpriced markets detection
Offers expert crew support

Bank

All trading and bank costs
Secure bank accounts
Add or take out money at any time
Swiss tax statement
Custom investment plan
Recommended pillar 3a plan
Pillar 3a payment confirmation
24/7 monitoring
Answer to your financial life changes
Under and overpriced markets detection
Offers expert crew support

Robo Advisor

All trading and bank costs
Secure bank accounts
Add or take out money at any time
Swiss tax statement
Custom investment plan
Recommended pillar 3a plan
Pillar 3a payment confirmation
24/7 monitoring
Answer to your financial life changes
Under and overpriced markets detection
Offers expert crew support

Questions you may have

Can I withdraw money or close my account at any time?

Yes! You can withdraw money or close your account at any point. Note that selling your investments and transferring the money to your account at another bank can take up to one week. Withdrawing money or closing your account is included in Selma's fee and doesn't cause additional costs.

Can I withdraw money or close my account at any time?

Visit FAQs

Download the Selma iOS app

Take your digital financial assistant with you wherever you go and check how your investments are doing from anywhere.