The Top 3 Investing Tips for Switzerland

Have you ever found yourself in the situation of being confused about what comes next? Let’s say you want to invest and you found the best suitable solution for yourself but – what now? Here are 3 “top investing principles” which make your investment journey as smooth as possible. 👏

1. Invest for the long-run 🏃

Most likely you heard it before, but investing isn’t a sprint - it is a marathon.

Invest only money you won’t need in the very near future, but money you can leave invested for a longer time – preferably 5-10 years or even longer. This way you don’t only lower your risk and overcome the ups and downs of the market fairly easily, but you also give your money time to work for you. Compound interest lets your money grow and show its full magic in the long-term. 

Don’t judge long-term investments by their performance in the first couple of months. Ups and downs are part of the game and it's best to stay calm.

Read here more about the benefits of long-term investing.

2. Invest regularly 📅

The best way to keep your money growing is by investing regularly.

No matter if it is every month, every week or every quarter, a schedule for investing silences this nagging voice that asks: “When is the right time to invest?”. You can finally stop worrying about it. Math is on your side because by investing regularly, you will, on average, buy more when it is cheaper and less when it is expensive.

Find out here more about the benefits of monthly investing.

3. Invest broadly 🌍

Don’t put all your eggs in one basket. 

Put your investments in different markets and investment products, so you can balance out your risk and also profit whenever markets and the value of products grow somewhere around the globe.

Opposite to choosing a single stock, or only the Swiss market, this means “diversifying” your investments – creating a mix of different kinds of products and spreading the risk around the world. Nowadays, ETFs (Exchange Traded Funds) are the popular and cost-efficient go-to solution. They allow you to easily invest in many things at once.

Read here more about how you benefit from diversification and find out how you can get started.

These 3 easy, but valuable tips can help you to get a grasp on investing and will also help you to grow your investments over time – no matter how shaky the markets currently might be.